Business Purpose Residential Loan Program

N/O/O Single Family

Rental Properties

2-4 Units

A Business Purpose Residential Loan is specifically made for a business purpose and not a consumer purpose. Typically, seasoned real estate investors leverage non-owner occupied properties (SFR or 1-4 units) as collateral for business expansion – whether it be acquiring additional real estate, restructuring debt settlements, divorce, partner buyouts, or other non-real estate based business ventures.

Beyond collateralizing a single property, it could be beneficial to cross-collateralize multiple properties to maximize loan amounts and consolidate debt into a single note.


  • Loan amounts from $1,000,000+
  • Up to 80% LTV (Purchase), Up to 75% LTV (Refinance)
  • Starting at 7.99% and 2 points
  • 6-24 Months
  • FICO 600+

Getting started at Carlyle Capital

We’re here to help, let us know your private lending need by filling out the brief form and we’ll get right back to you.  Or, feel free to call us at (877) 700-1914 to discuss.