Irvine, CA

3 Park Plaza, Suite 780

Get In Touch

Please fill out the short form below or send an email to deals@carlylecap.com and we will follow up with you asap. We look forward to working with you!

Please enable JavaScript in your browser to complete this form.

Frequently Asked Questions

Please fill out the short form below or send an email to deals@carlylecap.com and we will follow up with you asap. We look forward to working with you!

What is a private money loan?

Private money loans are a specific type of asset-based loan that is typically secured by real estate. At Carlyle Capital, loans are backed by non-owner occupied residential real estate or commercial real estate. Also note that we do not report to credit bureaus.

Do you lend on owner-occupied houses?

Carlyle Capital is a commercial lender meaning our loans are used for business purposes, rather than individual or personal interests. We do not provide funding for the purchase of any owner occupied residential properties.

Do you lend to foreign investors?

Absolutely! We do provide financing for foreign investors with a green card for our short-term and long-term programs. If the borrower has a thorough US credit profile, the foreign national status may have no affect on leverage and pricing, however, if the history is limited, there typically will be an adjustment to leverage and pricing.

How does my credit score affect the approval of my application?

Our loans are asset-based, meaning that we are primarily relying on the real estate collateral as our security for the loan we provide. The borrower’s credit score is taken into consideration when underwriting the loan, and typically requires a credit score of 600 or higher for our bridge programs, and 650 or higher for our long term loan programs. If you don’t have a credit score that meets our guidelines, then we will look at making the exception.

Is an appraisal always required to fund a loan?

An appraisal is required for all loans to allow us to fully understand the collateral which we are providing a loan against. We leverage various Appraisal Companies to ensure we get the best appraiser assigned to each specific property’s needs. An appraisal is typically required but we are able to complete an in-house desktop analysis if need be on a case by case basis.

What States do you lend in?

Carlyle Capital is able to lend to most states in the U.S. with the exception of Alaska, North Dakota, South Dakota, and Vermont.

Do you pay broker/referral fees?

To find out more about our broker/referral fee program, click here.

Let us help you reach your Real Estate Investment goals today

Please fill out the short form and we will follow up with you asap. We look forward to working with you!

Request a call back