Carlyle Capital
Direct Private Lending
Private lending for your real estate investments, whether you’re an experienced investor or a first-time borrower.
Our loan analysts can quickly determine the best loan structure for your scenario. We’ll work with you to create a bespoke financing solution that suits your investment needs. Our streamlined loan process can close your loan efficiently and quickly.
Let’s Fund Your Project
Residential Loans
Multifamily Loans
Fast & flexible
private lending
Applying for a private money loan shouldn’t be complicated. Carlyle offers everything you need to fund your next project.
Long Term Loans
Bridge Loans
Value-Add
rated #1 nation wide private lender
New Loans A Month
%
Happy Clients
Investor Financing
Financing provided to investors nationwide.
Frequently asked questions
Find quick answers to common questions using our helpful FAQs.
What is a private money loan?
Private money loans are a specific type of asset-based loan that is typically secured by real estate. At Carlyle Capital, loans are backed by non-owner occupied residential real estate or commercial real estate. Also note that we do not report to credit bureaus.
Do you lend on owner-occupied houses?
Carlyle Capital is a commercial lender meaning our loans are used for business purposes, rather than individual or personal interests. We do not provide funding for the purchase of any owner occupied residential properties.
Do you lend to foreign investors?
Absolutely! We do provide financing for foreign investors with a green card for our short-term and long-term programs. If the borrower has a thorough US credit profile, the foreign national status may have no affect on leverage and pricing, however, if the history is limited, there typically will be an adjustment to leverage and pricing.
How does my credit score affect the approval of my application?
Our loans are asset-based, meaning that we are primarily relying on the real estate collateral as our security for the loan we provide. The borrower’s credit score is taken into consideration when underwriting the loan, and typically requires a credit score of 600 or higher for our bridge programs, and 650 or higher for our long term loan programs. If you don’t have a credit score that meets our guidelines, then we will look at making the exception.
Is an appraisal always required to fund a loan?
An appraisal is required for all loans to allow us to fully understand the collateral which we are providing a loan against. We leverage various Appraisal Companies to ensure we get the best appraiser assigned to each specific property’s needs. An appraisal is typically required but we are able to complete an in-house desktop analysis if need be on a case by case basis.
What States do you lend in?
Carlyle Capital is able to lend to most states in the U.S. with the exception of Alaska, North Dakota, South Dakota, and Vermont.
Do you pay broker/referral fees?
To find out more about our broker/referral fee program, click here.
Getting started
Apply online and get a response within 24 hours of submitting your application.
Need more help?
Do you have questions regarding your future loan? Contact our dedicated support team.
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